The Wholesale Truck and Finance Advantage

WTF is a direct lender specializing in providing financing for owner operators.


We reserve our trucks in inventory for drivers who become our partners.

  • Experienced owner operators needing to upgrade their equipment
  • First time owner operators with proven driving work history (1 year or more)
  • Fleet owners looking to grow or upgrade


We do have the ability to help people with challenged credit, but we are unable to help people with the following:

  • Back child support with NO payment plan
  • No down payment
  • Currently in an open bankruptcy (discharged or dismissed not OK)

Ready for a better work truck?

Why use Wholesale Truck and Finance?

"WTF and you Mike went well beyond customer service WTF stood with me when they didn't have to. Thank you again I'm so happy now that I have my truck back now it's time to go make some $$$$"

- Paul A.