The Wholesale Truck and Finance Advantage

WTF is a direct lender specializing in providing financing for owner operators.


We reserve our trucks in inventory for drivers who become our partners.

  • Experienced owner operators needing to upgrade their equipment
  • First time owner operators with proven driving work history (1 year or more)
  • Fleet owners looking to grow or upgrade


We do have the ability to help people with challenged credit, but we are unable to help people with the following:

  • Back child support with NO payment plan
  • No down payment
  • Currently in an open bankruptcy (discharged or dismissed not OK)

Ready for a better work truck?

Why use Wholesale Truck and Finance?

"Thank you so much for assisting me purchase a truck I really appreciate it. It is my dream come true and it is my prayer that God bless you and prosper your job and the business tremendously in each and every way."

- Evan M.