The Wholesale Truck and Finance Advantage

WTF is a direct lender specializing in providing financing for owner operators.


We reserve our trucks in inventory for drivers who become our partners.

  • Experienced owner operators needing to upgrade their equipment
  • First time owner operators with proven driving work history (1 year or more)
  • Fleet owners looking to grow or upgrade


We do have the ability to help people with challenged credit, but we are unable to help people with the following:

  • Back child support with NO payment plan
  • No down payment
  • Currently in an open bankruptcy (discharged or dismissed not OK)

Ready for a better work truck?

Why use Wholesale Truck and Finance?

"On April 21st of 2017 I purchased a 2012 Volvo VNL 780. I have been very please and happy with my purchase and plan on adding a few more trucks to my fleet in the coming months due too the outstanding service and professionalism of your staff. I have had issues arise concerning the truck but you and your staff have in my opinion went above and beyond my expectations."

- John W.