The Wholesale Truck and Finance Advantage

WTF is a direct lender specializing in providing financing for owner operators.

WHO WE HELP:

We reserve our trucks in inventory for drivers who become our partners.

  • Experienced owner operators needing to upgrade their equipment
  • First time owner operators with proven driving work history (1 year or more)
  • Fleet owners looking to grow or upgrade

WHO WE CANNOT HELP:

We do have the ability to help people with challenged credit, but we are unable to help people with the following:

  • Back child support with NO payment plan
  • No down payment
  • Currently in an open bankruptcy (discharged or dismissed not OK)

CREDIT APPLICATION

Please fill out the credit application or call (877) 568-5922. If you do not see a truck that will meet your needs, check back often, as our inventory changes frequently.


Ready for a better work truck?

It takes 2 minutes to complete and submit our Quick App

Can you finance a semi-truck?

Yes! Our in-house financing advantage allows us to accept most, even those with poor credit. Take a look at our financing criteria.

Why use Wholesale Truck and Finance?

"Mike Hallmark at WTF is an easy and honest person to work with. He followed through with every promise and remained in contact with us throughout the entire ordeal. The tractor is fixed and ready for the road! WTF is a great finance company who stands behind their customers and contracts."

- The Clarks

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